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Pricing

Simple plans that cover the tools behind SpendMoney — hosting, email, and secure data storage. No free tier: every paid subscription helps keep the product running.

Monthly

Flexible month-to-month billing

$8.99per month

  • Full budgeting, funds, and transaction tools
  • End-to-end encrypted financial data
  • Cancel anytime — no refunds for the current period
Start your subscription
Save 15%

Yearly

Best value — billed once a year

$90per year

$10815% off — save $18

  • Everything in Monthly
  • Two months free compared to paying monthly
  • Renews yearly until you cancel — no refunds
Start your subscription

Request Membership

Beta access for free until subscription starts on November 1st, 2026.

SpendMoney is in private beta. View pricing here anytime — no login required. To join, request membership, then manage billing from Subscription after you sign in.

You do not need to be on the current allowlist to submit a request.

Payments are processed securely by Stripe. SpendMoney never stores full credit card numbers in our database.

No refunds. Subscriptions renew automatically until canceled.